Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.

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On death of the Insured; vi. Sorry, your blog cannot share posts by email.

Maximum number of days in ICU is restricted to 15 jwevan in year 1 and to 45 days thereafter. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. Take care of your child.

Maximum cover ceasing Age: Your email address will not be published, and your website url is not required. Enhanced premium shall be due from such policy anniversary. Adopted children can also be added to the plan. Fraud means any of the following acts jeevvan by insured or by his agent, with the intent to deceive the insurer or to induce the insurer to issue a life insurance policy: As a caring person, you do not want to let any unfortunate incident jwevan affect your plans for you and your family.

So for every year adogya no claims, you will get an increased HCB and hence the associated increase in other benefits too. B Major Surgical Benefit: The existing spouse, parents, parents- in-law and children, if not covered at the time of taking policy, shall not be covered under the policy. Reply how good is this to cover person 1: Treatment for degenerative joint conditions xiii. If both of the parents father and mother are alive and are eligible for cover, then either both of them will have to be covered or none of them will be covered.

Policy Holders are advised to refer to the Insurance Laws Amendment Act,for complete and accurate details. B If policy is issued on more than one arogha The policy shall arogyya at the earliest of the following: In the event of an Insured under this Plan undergoing any specified Day Care Procedure mentioned in the Day Care Procedure Benefit Annexure due to medical necessity, a lump sum amount equal to 5 five times the Applicable Daily Benefit shall be paid, regardless of the actual costs incurred, subject to benefit limits and conditions mentioned in Para 11C and exclusions mentioned in Para 15 below.


Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that time it provides the proper support and also helps to your family with financially independent in adversity time.

Life insurance Quote Level of protection: Further, included children shall be covered for equal benefits. In case of a major surgery during the policy period, an amount equal to times the initial HCB selected will be paid to the policyholder as part of this benefit. Not Allowed Mode of Premium: Premiums indicated are exclusive of Service Tax Who can be insured?

LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators

Provisions regarding policy not being called into question in terms of Section 45 of the Insurance Act, as amended by Insurance Laws Amendment Act, are as follows: Please feel free to share this post using sharing buttons provided below. The amount of tax as per the prevailing rates shall be payable by the Policyholder on premiums including extra premiums, if any. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

For this, the insurer should communicate in writing to the insured or legal representative or nominee or assignees of insured, as applicable, mentioning the ground and materials on which decision to repudiate the policy of life insurance is based. Addition in any other case will not be allowed.

Treatment for Cataract vi. The specific waiting period in respect of the treatments specified in the list above shall be as follows:. If the number of Surgical Procedures eligible for the Day Care Procedure Benefit in respect of an Insured equals this lifetime maximum limit, the Day Care Procedure Benefit in respect of that Insured will cease immediately. The plan will not see a revision in premiums for 3 years from taking the plan.


For members included subsequently under the policy, the benefit in the first year shall be equal to Initial Daily Benefit amount and thereafter the Applicable Daily Benefit shall increase as above.

LIC Jeevan Arogya (T )- All details with premium and benefit calculators – Insurance Funda

If the option is not jeeban at the beginning of the contract, the Insured Spouse will not become PI and the policy will terminate. All other benefits are linked to this amount. Choice of Riders There are 2 additional benefits which can be taken with this plan in the form of Riders: Children covered under this plan shall have the option to take a suitable new health insurance policy subject to underwriting at the end of the specified exit age or at the renewal of the policy after completion of 18 years of age.

Treatment for correction of birth defects or congenital anomalies. War, invasion, act of foreign enemy, hostilities whether war be declared or notcivil war, rebellion, revolution, insurrection military or usurped power of civil commotion or loot or pillage in connection herewith. The premium in respect of each individual will be payable from the date of entry into the policy till the date of exit from the policy and will depend on the age of the insured member, the level of Hospital Cash Benefit HCB chosen, whether the insured member is Principal Insured or any other Insured arogay in case of cover for 940 than one member in 940 policy.

Such increase in the Applicable Daily Benefit shall be effected on each policy anniversary during the Cover Period and shall continue until it attains a maximum amount of 1. Parents in law jeevna Years Last birthday 1. Nowadays medical expenses are touching the sky.